How much should I be saving?
This is an age-old question that often ends in a very quick change in subject. Saving has become a touchy subject as the cost of living has increased: house prices, schooling, groceries, and everything in between has exponentially increased, and so saving a portion of...
Who is the Ombudsman and how does he help me?
Ombudsman is a Swedish word that means ‘representative’ or ‘agent of the people’. Sweden had the first ombudsman in 1809 and other countries adopted the word when they began appointing ombudsmen of their own. Ombudsman is an independent office of qualified people...
Policy Holder Protection Rules
Scammers are prevalent, and the insurance sector is no stranger to it. For this reason, the government has issued a set of regulations that look after your interests when you buy a short-term or a long-term insurance policy. These regulations are called Policyholder...
What are the different Long Term Products we offer?
In one of our previous blogs, we spoke about the difference between long term insurance and short term insurance. At Real People Assurance, we pride ourselves on delivering and developing simple and affordable long term products for you. Our two long term products,...
Difference Between Long Term And Short Term Insurance
Insurance is one of those things that we know we need, so we get away without reading what it is we are insuring ourselves for, etc. All we know is that insuring for the future is imperative, and so we just do it. Simply put, insurance is a transfer of risk. You take...
The Financial Advisory and Intermediary Services Act Explained
The Financial Advisory and Intermediary Services (FAIS) Act is a statement of law that affects the way a Financial Services Provider (FSP) conducts business, interacts with consumers, and guides the consumer in their daily dealings. The Purpose of the FAIS Act is to:...
What Is Meant By An “Authorised Financial Services Provider”
Following on from our blog about the Financial Services Board (they changed their name to the Financial Sector Conduct Authority, FSCA, on the 1st of April) earlier this year, I wanted to elaborate on what I meant by an ‘authorised financial services provider’. What...
Regulation in the South African Insurance Industry
I will be publishing a number of blogs to try and help policyholders (or potential policyholders for that matter) understand the ins and outs of the Regulation that protects the South African Insurance market. I am sure we have all had that one friend or family member...
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Real People Assurance Company Limited | Registration number 2001/028918/06 | Authorised Financial Services Provider FSP No. 26634
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